WHAT TO LOOK OUT FOR WHEN SEEKING JOB

Majority of people seeking job in our society have the mindset of few jobs availability with too many graduates without paying cordial attention to what to lookout for in securing job of their dream. Nigeria is a country with many job opportunities if you know what to do and how to do it. what can i do ? you ask.

1. Honest assessment of oneself. You've not been sincere to yourself in seeking job all this while. For example you graduated from the university/polytechnic and your discipline is Geology and then you want to work in the Bank. The banks will first considered graduates with the right disciplines before considering you even if you pass their screening tests and it might not favour you. I advice that you seek job in the area of your study. You can achieved this by being on the look out for pieces of information concerning job vacancies on the internet. Network with other job seekers. Form clubs and name it whatever name you desire where you can discuss ideas and your various job attempts. Have a distinct mindset that you have a lot to offer the company you dream for and do your best at the job if you are eventually being hired.


2. Your Qualifications.The way Nigeria system is designed, you have to go to school and acquired some qualifications to boost your curriculum vitae and resume. Your qualifications should be supported with some skills that will be needed in the job market.I read about a man from success digest, who read Business Administration and could not hold down a job.He was told to try out a job in a company as a clerk but won't be paid as a graduate. And that while on the job he should empower himself with some computer programmes and in just three months, the person in charge of Business Administration in the company was seen to be performing below expectation. This man came as a good replacement.


3. Work for free. This may be very difficult to practice by many job seekers in Nigeria. Personally i had applied it and it had work for me. Go try it and see what happens. I remembered the story i read from Robert Kiyosaki's book ''rich dad poor dad '' the two boys had to work for free to learn how to make money. If you can apply this principle when seeking job, the organisation will favour you at the end. Then you can developed your potentials from that offer.


ESSENTIAL TIPS



* Be honest with yourself on the type of job you really want.
* Acquired the right qualifications and the right skills
* Work for free.

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MOVING FROM EMPLOYEE TO EMPLOYER

The desire to become rich is the focus of this write up. Thinking you will become rich one day, working as an employee is like beating the air. Research has shown that no employee really become rich except he moves from the position to become employer of labour. Let me heat you home with these four steps you need to take to change your level from 8 to 5 kind of life which some experts call 'moron'. Come to think about it, you had been working for the past five years as an employee, how much have you saved? You can't even pay your bills, your children school fee, your house rent, home equipment, sending money to your aged parent, give substantial offering in the church and mosque, donate to the motherless homes, give to the needy, and contribute to the community development of your area and so on. You don't need ten keys to open a door, just the right one. You don't need to know about every body just the right person. Take the steps now.

1. Develop your gift now.
You gift is you greatest asset to become rich. for example, what is the qualification of Tu face idibia, Christian Ronaldo, I go dye etc. these guys had achieved so much because they developed their gift. Everybody has one gift or the other. In fact if you allow your life to be wasted just like that, blame no one but yourself. To develop your self you focus on what you love to do so much. That may not be what people prefers you do, but what you prefer to do. Don’t be afraid to fail and don't quit when you fail. Just learned and move on. No one succeeds without many failures.

2. Read books.
The secret of the rich people is information. Don’t just believe that things will work out for you without adequate information about what you love to do. Read about people who has done or who are doing what are about to do and learn their secrets. If you do what they do, you will get what they get. Life generally is governed by principles. Follow the principle and make it as well.

3. Tell people about what you do.
You need to tell people about what are doing. you must print flyers, advertise on media and any form of awareness. Don't give up if no one has called you for any job. Barrack Obama once organized a conference where no one comes. Let it be known to you that it is determination that will help you to break the barriers and obstacles on your way to becoming rich.

4. Build relationship account.
You cannot succeed alone in this journey of becoming financially free. People we call world changers were mere people like you and I. Same flesh, same downfall, same struggle but who had change the world to what it is today. They were able to do this because they have people who supported their dreams and aspirations. Start to build your own relationship today for you will need them one day to support your dream. Personally I have learnt that the rich spend from their relationship account they have developed for years. Relationship account is better than savings account. Think about it. If really want to become productive and increase your income, take the action now !

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WHERE WILL YOU BE AT 65 ?

By Deolu Akinyemi

It’s after midnight as usual, it’s been a really long day. Ever since I made up my mind to be in more circulation and leave my comfort zone, lagos for a while, I have experienced new things. The journey has been long and tedious, but somehow I feel a grace of God upon my life guiding and protecting me. All of a sudden, it started jumping out of the bible to me that even Jesus did not restrict himself to one town, but was all over the place moving from city to city doing good.

Even though Jesus was going about doing good, it would amaze you that his greatest opposition were not demons, but rather pharisees and saducees - the so called scholars and learned men who you would expect to know better. Everytime the wind of change looms around, the people most likely to be left behind are those who have tasted of an old fading glory or the people who have had a not so successful experience. They have done something close before, and their mind sets into a framework that will take too much to unfreeze. They end up missing out big time on what was prepared for them, and stones rise up in their stead. Let me crack a little bit of the code and take it home to you - those who have sown and not reap, are likely not to sow again and certainly not reap, even though the rain were better the next year. Those who failed in business before, are likely to be scared of the opportunity that was meant to bring them success. Those who took part in clubfreedom, are likely to look at Holidays and Cash with the same mindset and hence never benefit. Those go high on the employee ladder are likely to be too smart to ever resign and start business. People are regularly held back by their old glory successes, or by their previous failures.

If you are not ready to hear the truth, I advice that you leave this site now and not read this post. Today, I will bare it to you as it is. I hope you know already though, and have only been comforting yourself. The odds are stacked against our ever becoming someone significant at the ripe old age of 65. The statistics I got from the so called developed world shocks me, and I am afraid for the future of many in my generation. Where will you be at 65? Will you be dead, broke or wealthy? What are you doing to guarantee your confession?

Statistics show the following.

54% of the population will need some sort of Social Security / help from the Government.

24% will be dead.

16% will still need to work.

5% will be financially independent.

Only 1% will be truly wealthy / financially free. (Source NMFS)

What do these numbers mean? They mean that in a random sample of 100 people, anyone you pick is 24 times more likely to be dead than wealthy. It means that 16 out of every 100 people will still need to work to keep themselves. It means that 54 out of 100 people will be financially dependent, either on the government, their spouse or their kids. It means that 5 out of every 100 people will be financially independent, but not free. These financially independent people are termed to have annual incomes of over $35,000/annum. It also means that only 1 out of 100 will become financially free. Take a quick look around you and survey 100 people around you, think about it, at 65 where will they be?

A further research was done to ascertain what the makeup of the financially free was. This research revealed as well, that 74% of the people who make up that 1% are actually entrepreneurs, 10% were CEOs, 9% Professionals and about 7% others. This means that if you are not involved in business, the chances are extremely low that you will be among the top 1%.

With these realizations, what is your game plan? What are you involved in that has the capacity to position you to be wealthy? Let’s stop kidding ourselves, success is not easy, if 1% of the most entrepreneurial nation in the world become financially free at 65, we should expect a lot of work. I’m reading a book that has an apt definition of a moron, he defines a moron as someone who wakes up early in the morning, goes to work, comes back in the evenning, rests and goes back to work again in the morning. This person is probably not finding his job fulfilling, but he engages in the moronic mindset of going and coming either because he thinks there are no options or he/she needs to pay the bills.

Are you stuck on your 9-5pm? Or are you one of those intelligent consultants with sufficient reason to throw down a good workable idea? Are you hoping that one day your ship will dock? Are you taking a swing at your golf balls with your golf club and hoping the ball will land in the right place? Are you hoping that your life will change? Are you hoping that things will just happen to set you up for the greatness you desired? Wake up and smell the coffee, the odds are stacked against you and against us all. Nothing just happens, what happens are the things we make happen. If your future will be bright, you need to start building it today. Stop listening to naysayers whose most reliable source of data is an unknown missinformed friends. Stop living your life at par with someone that doesn’t have a plan? The best time to prepare is not when it’s urgent, it’s now, long before the world knows that the odds are not in their favour.

So at 65 where will you be? Can you show me how?

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SURVIVING A FINANCIAL CRISIS

Jay and Mary had been married five years. When they had their first child, Mary quit her job to be a stay-at-home mom. They felt confident that Jay's job as a sales representative would bring in enough money to provide for their family. They were living their dream—until Jay's company took a financial dive and began to downsize. Mary knew something was wrong when Jay arrived home early one day. He told her the news: He'd been laid off his job with only a two-month severance package.
The couple was devastated. They had no other income and little savings. They didn't have enough money to survive. Mary panicked, which caused Jay to reactive negatively. They became tense and argumentative. Jay felt as if he was letting down his family for not being able to provide financially for them.
After one especially tense discussion, Mary went into their bedroom to pray and felt God tell her she needed to encourage Jay, to let him know she had complete confidence in him. Then she recalled the Bible verse: "For God hath not given us the spirit of fear; but of power, and of love, and of a sound mind" (2 Timothy 1:7, KJV). She realized her panic wasn't helping the situation; it was making it worse.
So Mary approached Jay and apologized for her reaction to their financial situation. The tension dissipated and together they were able to form a game plan.
The first thing they decided to do was quit spending money. They realized it would be easy for them to go into a denial mode and continue spending, assuming Jay would find another job before the severance package ran out. Instead, they opted to spend only on their immediate needs such as diapers and food, and cut back on unnecessary expenditures such as going out to eat. They also agreed not to use their credit cards, knowing how easy it would be to run up the balance and deceive themselves into thinking they'd pay it off once Jay found another job.
Next, Jay and Mary made a list of what bills needed to be paid first and stuck to the list. They prioritized their bills into essential and nonessential categories. They paid the essential, or survival, bills first—their mortgage payments, utilities, and food. Then they made their car payments and paid the auto and medical insurance. With the remaining money, they concentrated on the nonessential bills—those that have no immediate consequences if paid late: credit cards, medical bills, newspaper and magazine subscriptions, life insurance, health club, and clothing.
They discovered by paying their survival bills first, they were able to stretch their money further.
The next step Jay and Mary took was to contact their creditors, including their mortgage and auto lenders, to update them on the situation. By communicating with their creditors, they discovered most were willing to work with them. They were able to establish a repayment plan they could afford, which allowed them to make partial payments and not be considered delinquent.
To ensure their creditors were on the same page as they were, Jay and Mary took notes of each conversation, listing the date and person with whom they spoke. Then they asked for their agreement terms to be sent to them in writing before they sent any money.
Finally, they joined their church's special financial planning program, as well as a debt management company, which helped them reduce their payments and lower their interest rates.
In the meantime, Jay continued aggressively seeking new employment. He was able to receive unemployment, and by the ninth month of being without work, Jay found a new job. Jay and Mary knew it was going to take time to catch up on their past due bills, but they were able to avoid bankruptcy.
How to survive it.
• Have a constant savings.
• Pray to God to help you cope with it.
• Don’t overspend your income.
• Communicate with your creditors on repayment plan.
• Join a special financial planning program and dept management company.

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